How It Works
From application to funded — Hatira Capital makes business financing simple, fast, and transparent.
Our Process
Apply Online
Tell us a little bit about your business and get approved within 24–48 hours.
Get Approved
Choose the terms that work best for you and get on with your day.
Withdraw Funds
Link your business checking account and access your funds immediately.
Loan Payback
Loan payments are remitted automatically through ACH withdrawal either daily, weekly, or monthly.
You're Approved!
Funds deposited directly to your business account — often the same day.
Working Capital Approved
$75,000
Approval Time
24–48 hrs
Min. FICO
None
Collateral
Not Required
Tax Returns
Not Required
Why Hatira Capital?
See what sets us apart from traditional lenders.
BANK
Paperwork
- •3 Months Bank Statements
- •No Tax Returns Required
- •2–3 Years Tax Return
- •2–3 Years Financials
Application
- •One Page – One Minute
- •DocuSign
- •Lengthy
- •Paper Intensive
Number of Lenders
- •20+
- •1
Service Level
- •Dedicated Business Advisor
- •Processor
Approval Process
- •Hours / Days
- •Weeks / Months
Speed to Funding
- •Hours / Days
- •Months
Collateral Requirements
- •Not Necessary
- •Always
Business Profitability
- •Not Necessary
- •Last 2 Years
Credit Score
- •No Minimum FICO
- •680+ FICO
Credit Check
- •Soft Pull Only
- •Hard Pull